Cost of Living Comparison
Austin vs Charlotte
How does the cost of living in Austin, TX stack up against Charlotte, NC?
lower cost of living in Charlotte vs Austin
Median home: $545K → $405K
What this means moving from Austin to Charlotte
Salary equivalent. A $100,000 salary in Austin supports roughly the same standard of living as $84K in Charlotte, based on Austin’s overall index of 119 against Charlotte’s baseline of 100.
Housing budget. The median home in Charlotte runs about $405K versus $545K in Austin — roughly $140K less to buy in at the middle of the market.
State income tax. Texas has no state income tax on wages; North Carolina charges a flat 3.99% in 2026, scheduled to drop to 3.49% in 2027. On a $100,000 salary that is roughly $4,000 a year before deductions. States without an income tax usually make it up elsewhere, mostly through property or sales taxes, so compare your total tax bill, not just this line. NC income tax vs other states
Where the gap is widest. Housing shows the biggest difference of the four categories: Austin sits at 138 against Charlotte’s 100, a 38-point premium.
Indices relative to Charlotte = 100. Sourced from Numbeo & BestPlaces (2024 public data). Treat as directional estimates.
Mike Perlosky, REALTOR®
NC Real Estate License #292411
Christie’s International Real Estate
Ivester Jackson
1515 Mockingbird Lane Suite 900
Charlotte, NC 28209
Office: 704.817.9826·Direct: 704.771.0130
Mike Perlosky is a licensed real estate broker in North Carolina. Christie’s International Real Estate | Ivester Jackson supports the principles of the Fair Housing Act and the Equal Opportunity Act. All information deemed reliable but not guaranteed and should be independently verified. Not intended to solicit properties already listed.