What will your Charlotte property tax actually be?
Estimate your annual and monthly property tax across Mecklenburg, Union, Cabarrus, Iredell, and Gaston counties — including city rates for Charlotte, Waxhaw, Mooresville, Concord, and more.
The calculator
Estimate your annual property tax
"Unincorporated" means outside any city/town limit — county rate only.
Estimated property tax
Annual
$4,203
Monthly (escrow)
$350 / mo
Breakdown
Estimates use FY 2024–25 published rates from each county assessor. They do not include fire, school, stormwater, or other special-district fees. Tax-assessed value can differ from market value. Always verify with the Mecklenburg, Union, Cabarrus, Iredell, or Gaston tax office before closing.
Compare areas
Property tax across Charlotte metro
Compare annual tax on a $500,000 home across every major Charlotte-area municipality. Sorted lowest to highest.
| Area | County | Rate /$100 | Annual | Monthly |
|---|---|---|---|---|
| Unincorporated | Mecklenburg | $0.4731 | $2,366 | $197 |
| Unincorporated | Iredell | $0.5275 | $2,638 | $220 |
| Unincorporated | Union | $0.5880 | $2,940 | $245 |
| Unincorporated | Gaston | $0.6100 | $3,050 | $254 |
| Weddington | Union | $0.6280 | $3,140 | $262 |
| Cornelius | Mecklenburg | $0.6951 | $3,476 | $290 |
| Unincorporated | Cabarrus | $0.7100 | $3,550 | $296 |
| Huntersville | Mecklenburg | $0.7281 | $3,641 | $303 |
| Indian Trail | Union | $0.7430 | $3,715 | $310 |
| Mint Hill | Mecklenburg | $0.7431 | $3,716 | $310 |
| Davidson | Mecklenburg | $0.7631 | $3,816 | $318 |
| Pineville | Mecklenburg | $0.7931 | $3,966 | $330 |
| Charlotte | Mecklenburg | $0.8405 | $4,203 | $350 |
| Matthews | Mecklenburg | $0.8681 | $4,341 | $362 |
| Waxhaw | Union | $0.9730 | $4,865 | $405 |
| Harrisburg | Cabarrus | $1.0650 | $5,325 | $444 |
| Belmont | Gaston | $1.0850 | $5,425 | $452 |
| Mooresville | Iredell | $1.1075 | $5,538 | $461 |
| Concord | Cabarrus | $1.1300 | $5,650 | $471 |
| Gastonia | Gaston | $1.1300 | $5,650 | $471 |
| Monroe | Union | $1.1830 | $5,915 | $493 |
| Kannapolis | Cabarrus | $1.2600 | $6,300 | $525 |
FAQ
Charlotte property tax — common questions
Property tax is one piece of the picture.
On a 20-minute call we'll factor in your full cost of ownership — mortgage, insurance, HOA, utilities, and which neighborhoods fit your number.